October 22, 2025 J.P. Morgan Highlights kamiPay in Regional Payments Report
J.P. Morgan recognizes kamiPay in its “Payments Without Borders” report, which analyzes the digital transformation of payments in Latin America — expanding RTPs, a booming fintech ecosystem, and an agenda driven by immediacy and inclusion.
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The new J.P. Morgan report “Payments Without Borders: A New Era for Latin America” features kamiPay among the companies driving the transformation of payments across the region.
The study analyzes how Real-Time Payment (RTP) systems — together with collaboration among regulators, banks, and fintechs — are ushering in a new era of financial inclusion and efficiency in Latin America.
Key insights:
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80% of the population now has access to digital financial services, while cash usage continues to decline.
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RTPs are expected to grow 15.1% between 2022 and 2027, reaching USD 119 billion, driven by smartphone penetration by 2025 and the rise of e-commerce.
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In just six years, the number of fintech startups has increased by 340%, from 703 companies in 18 countries (2017) to 3,069 in 26 countries (2023).
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Brazil, Mexico, Argentina, and Colombia are leading the agenda for immediacy, transparency, and simplicity — consolidating integrated 24/7 payment solutions for individuals, businesses, and governments.
A must-read to understand what’s next for payments in the region: see full report.