Success stories “kamiPay’s agility allowed us to implement Pix in record time”

Cocos is an Argentine investech focused on democratizing access to the capital markets, offering a clear, modern, and secure digital experience. Its mission is to help more people invest and manage their money with ease.

During this journey, the team identified a concrete need among users traveling to Brazil: having a practical and reliable way to pay. Integrating Pix became the most direct way to remove that friction and strengthen the app’s value proposition.

To achieve this, Cocos needed a technology partner capable of integrating Brazil’s instant payment system in record time, supporting daily operations, and ensuring security and high performance. That’s how their partnership with kamiPay began.

The solution

Integrating Pix through kamiPay allowed Cocos to embed this payment method natively within its financial ecosystem, while preserving the simplicity and security that define the app.

Once inside Cocos, users can operate in Brazil by scanning a QR code or entering any Pix key —phone number, email, CPF, or CNPJ— directly from their available or invested funds. They can choose whether to pay with pesos, dollars, or money placed in mutual funds, viewing the real-time conversion before confirming the transaction.

The technical implementation was fast and tightly coordinated between both teams, enabling Pix at the exact moment of highest demand and contributing to increased usage as well as new user acquisition.

The impact

The launch of Pix in Cocos was not just another feature: it strengthened the app’s value proposition and drove exceptional growth in a very short period of time. Clear communication around the release helped users quickly adopt the new tool and understand its benefits.

In just three months, Cocos surpassed 380,000 user sign-ups, becoming the fastest-growing fintech in new activations since launch. During peak season, the app processed up to 45,000 daily payments, a strong signal that Pix became the preferred option for Argentine users operating in Brazil.

This performance was made possible by coordinated, agile collaboration between both teams, supported by a solid operation and a technical stack tested in real high-volume scenarios.

The Cocos and kamiPay teams maintain constant communication —technical, operational, and legal— with consistent response times and daily support. This coordination enables the system to scale, ensures service stability, and supports growth that exceeded initial expectations.